Making mole hills out of mountains – CCS009

There was a time I would have thought an appliance breaking in my home would be a financial nightmare to deal with, but because of some frugal habits and planning, a couple of would-be major issues turned into minor ones.

Plan for the worst with emergency savings – CCS004

Emergency savings is beneficial for a handful of reasons. It allows you to stay out of debt when an emergency arises. Having an emergency savings is like being self-insured, as you’ll have a pile of money available to you for unforeseen situations. It can make an already stressful situation less stressful, as you shouldn’t have to worry as much about money.